Insuring a bright future
Get the right insurance plans for peace- of-mind!
Business & personal Auto
Dwelling
Homeowners
Boats,motorcycles
ATVs,Life
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We offer a wide array of insurance products From business to personal. BOP, General liability, E&O, Workers compensation, Auto, Dwelling ,Homeowners, Boats, Motorcycles, RVs, Personal watercraft, Flood, Earthquake, Renters, Condominium, Life & Ancillary Group Benefits.
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Have you opened a new location, redesigned your shop, or added a new product or service? Don't keep it to yourself, let folks know. We enjoy an ongoing relationship with our clients, Constant contact keeps us in tune with our customers needs, which enables us to make any adjustment.
FAQs
Why Do I Need Insurance?
The absence of an earning member in the family can make things very rough. An insurance policy will at least make sure that your family is financially supported in case of some unforeseen incident.
Why do I need an Independent Insurance Agent?
Working with an independent insurance agent can be compared to having a personal shopper. Similar to the way in which a real estate agent sorts through properties to help you find your ideal home, an insurance agent reviews many different insurance companies’ rates and coverage options to help you secure policies that best suit your needs. You may believe that this comes at an additional cost to you, but independent agents do not add extra charges to insurance companies’ rates. So you can choose to work with an independent agent, who will handle your coverage needs, assist you with claims reporting and answer any questions you may have, from billing issues to coverage concerns, always advocating on your behalf, at no additional cost to you.
Is it necessary to have Insurance because I'm a small business with only 1 or 2 employees?
Absolutely! The reality is, all businesses face risks that could be financially devastating without insurance protection. But no Business is entirely Immune to risks, which could include:
- Theft by an employee
- Employee accidents
- Death of a business partner or key executive
- False advertising or copyright infringement
- Malpractice or negligence
- product-related injuries or accidents
- Data breach
- Defamation
Do I need Insurance as a blogger?
once you become a publisher, you are no longer chatting with a neighbor across a backyard fence-you're publishing to potentially hundreds of millions. And once you take on that role, with it comes liability.
Why do I need Life Insurance when I have assets to leave for my heirs?
Insurance can be a way of securing that your debts are paid off if you die. If you die with debts and no way for your estate to pay them, your assets and everything you worked for may be lost and will not get passed on to someone you care about.
I'm Confused about my coverage?
No worries, doing a full analysis of your current financial situation is the best way to tailor products and solutions that best fit your needs.
I already made my premium payment so I have to wait until next year?
If you want to cancel outside the 14-day cooling off period, then you may be entitled to a refund of your premium. This would normally be subject to a pro-rata deduction based on the time you've been covered, and there may also be a cancellation fee.
Additional Information
Mission statements –DGO Inc. is a company that will strive to excel in the business of insurance and providing white glove service, with a primary focus on serving the needs of asset protection in providing piece of mind for the overall future of manageable livelihood. What makes DGO different is that Dee Saintilus (CEO) brings a strong customer service background with a proven track record of coaching and managing individuals throughout the sales process. DGO Inc. intends to distinguish itself as a leader in redefining and maximizing insurance products for each individual and family.
We believe success not only comes from providing good quality insurance but also providing a needs base analysis. We are very focused on both Business & Personal commercial lines; Home insurance, Auto, Boats, Motorcycles, ATVs and Life. Millions of Americans lack life insurance and leave their family with a heavy financial burden. Small business tends to be the driving force of our economy but the major obstacle is to properly insure those businesses which are either uninsured or underinsured. Because of DGO Inc.’s awareness in these different sectors of the insurance business, we feel that we have developed a strong profitable target market.
Competitive Edge-DGO Inc. is decisive about staying ahead of its competition. The Company is aware that this is a daily re-evaluation of what is going on in its marketplace. Its current key advantages in relation to competitive edge include strong existing relationships with business owners and individuals for over 10 years, which possess a strong opportunity for growth.
Marketing and Pricing Strategy-DGO Inc. is aware of all of the different choices in relation to marketing strategy. Because of its research and recommendations from management, it has chosen to market what it does through online internet exposure through search engine optimization, industry contacts, and by word of mouth. This, along with the individual selling efforts of its staff, demonstrates a dynamic way for the Company to build the penetration of what it does in the marketplace, as well as keeping cost at a minimum, maintaining effectiveness at an extremely high level, and enhancing branding recognition.
After careful consideration, DGO Inc. has decided to align its pricing at a lower level in comparison to its competition. This fits in perfectly with where the company sees itself positioned in the total marketplace and communication with its customer base as far as getting appropriate value and still maintaining sufficient motivation for high volume.
Positioning Statement-DGO Inc. takes the position that its primary focus of what it does in the marketplace is to provide superior insurance attention to details for customers. This is how DGO Inc. distinguishes itself among its competitors in the marketplace.
Company policies –DGO Inc. defines its total work force to protect the success of its business plan. All aspects of the business have been sufficiently analyzed to determine each and every position required to run a fully functioning operation that can complete all of the strategies and programs to be undertaken. Periodic training will be provided to all appropriate company staff. The training will provide an overview of the current requirements, as well as detailed employee responsibilities where necessary. Employees in areas that service higher risk business will be required to attend additional, more detailed training sessions that emphasize procedures for ongoing monitoring of client transactions.
Executive Profile-Dee Saintilus, Owner and CEO, has a Bachelor of Science degree in Management Technology from Farmingdale State University of New York and a Master of Business Administration degree in Finance from Chicago, Keller School of Management. Mr. Saintilus has worked in the banking industry for 17 years, including employment at JP Morgan Chase for 14 years, where he ended his tenure as a Vice President, Chase Private Client Banker.
DGO Inc. is confident that each task will be handled in a competent manner by the members of the management team.
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